About Huscarl

Huscarl was born out of one strong belief: corporations should manage their own risks like insurance companies.

Founded by actuaries and former underwriters, Huscarl started with a simple insight: insurance submissions arriving on the desks of underwriters often do not serve the buyers' interests. There are, in some cases, obvious coverage gaps; in most cases, over-insurance in the form of unnecessary limits or options; and in all cases, room for optimization.

The world's largest and most sophisticated buyers already maintain over 90% risk retention. With a mix of captives and high deductibles, they are managing in-house insurance companies that collect more premiums than regional mutual insurers. Through high-end actuarial advisory, our goal is to enable ambitious corporate risk managers to become their own company's Chief Underwriting Officer.

As independent advisors, we push actuarial science to its limits for clarity, confidence, and the defense of our clients' best interests.